Las Vegas Bankruptcy Lawyers
As one of the leading consumer bankruptcy law firms in Las Vegas, we’ve helped thousands of people just like you to reclaim their lives in the face of overwhelming debt. Our consumer bankruptcy attorneys help clients to eliminate their debt, save their homes, and protect their credit and employment rights. We’re different to many law firms you’ll encounter across Las Vegas – we treat every client with the respect and compassion they deserve. Our experienced bankruptcy attorney team will take the time to get to know you and understand your particular situation. Our law firm listens to your unique story so that we can find the best possible legal solution for your circumstances. We are the Las Vegas bankruptcy law experts, and we’re waiting for your call, email, or live chat anytime seven days.
At Nevada Bankruptcy Attorneys, our experienced Las Vegas bankruptcy lawyers understand the stress that high levels of debt can cause, and the financial difficulties clients experience trying to maintain this incredible burden. We realize that despite your best efforts at cutting back expenses, budgeting, and credit counseling, you may still feel like your debt is swallowing you whole – endless calls from debt collectors, threats of wage garnishment and approaching car repossessions. Every time you answer the phone, you fear the caller and the consequences of your words.
Managing your debt obligations can become so difficult that your home, valuable assets, and personal property are suddenly in jeopardy. This is precisely when you need an expert from a Nevada bankruptcy law firm specializing in bankruptcy cases. Our law office can assist with any outstanding bills, from credit card debt to missed mortgage payments, medical bills, and child support obligations.
We get it.
Rest assured that our law firm can help you overcome all of the financial problems that stand in the way of your successful financial future.
We are in the business of helping people like you hold on to their assets, dignity, and sanity. Our team specializes in helping anyone from Las Vegas, NV struggling with debt to achieve a fresh financial start. We have saved thousands of homes across Las Vegas from foreclosure with carefully guided bankruptcy advice. Our team will clearly explain the process and how bankruptcy will affect your circumstances.
These attorneys have been a Godsend! He assisted my family through the toughest decisions we have ever had to make. He was very professional and sincere the entire time. From the front office to the the legal team, I felt we had a partnership without judgement. Thank you so much for giving us a new lease on life!Nicola M., Las Vegas
What is Filing Bankruptcy?
Whether you are struggling to make ends meet or have just found yourself in a difficult financial situation, you may be in a state of financial insecurity accompanied by mountains of debt and stuck in what appears to be an impossible situation to overcome.
Yet, thanks to the nation’s bankruptcy laws, you can achieve the fresh start you deserve. A successful bankruptcy can give you the breathing room that you desperately need to regain your financial footing.
Bankruptcy is a legal process that allows you to seek relief from some or all of your debts. As soon as you file, your creditors can no longer contact you or take action against you or your assets. This solution means that any foreclosure or repossession currently in progress is halted immediately.
By filing bankruptcy, you’ll get…
- A clean slate, as missed monthly payments and other negative marks on your credit report, no longer affect your credit score.
- To keep your assets because the law protects particular property (exempt property) from your creditors.
- Immediate relief that gives you time to think about what you want to do with your home and vehicle
- Permanent relief in the form of a bankruptcy discharge that wipes out most types of debt
But which type of bankruptcy should you file? There are two main types of bankruptcies that individuals can use to file bankruptcy: Chapter 7 and Chapter 13. But which type of bankruptcy should you file? There are two main types of bankruptcies that individuals can use to file bankruptcy: Chapter 7 and Chapter 13.
Chapter 7 bankruptcy can discharge most types of unsecured debt. Unsecured debt is a debt with no collateral backing, like credit cards, medical bills, or student loan debt.
For these types of debt, creditors don’t have the right to reclaim the property that you own. You will have a trustee who will try to sell any nonexempt property to repay your creditors.
Chapter 7 bankruptcy may be the right solution for you if…
- You do not want to go through a lengthy bankruptcy process (filing Chapter 7 typically takes three to four months)
- You want to keep most of your property.
- Your income is less than the median income in Nevada or can pass the means test (applies to higher income filers whose income is below the Nevada median for their household)
By filing for Chapter 13 bankruptcy, you will repay your creditors (some in full, some in part) through a Chapter 13 repayment plan. You can keep all of your property with Chapter 13 as long as you have enough income to make your current payment and pay off your past-due debt.
Chapter 13 may be a good option for you if…
- You do not mind going through a lengthier bankruptcy process (Chapter 13 repayment plans typically last three to five years, depending on your income)
- You want to keep all of your property.
- You earn enough income to make current payments and past-due payments.
The lawyers at Nevada Bankruptcy Attorneys can help you decide on the best bankruptcy law option for you. Whether we advise Chapter 7 or Chapter 13, we will use our years of experience to make your proceedings as painless as possible. We will advise you on the legal steps and options to take to ensure you keep some, if not all, of your valued possessions and assets.
We will also ensure you understand your rights as a consumer and make sure the process does not take longer than it needs to. The preservation of your assets, your dignity, and your sanity is our priority, and with our help, we hope to ensure you walk away with a fresh start.
What Can Bankruptcy Do for Me?
Personal bankruptcy is a legal process that provides consumers with a fresh start and relief from a wide range of financial issues and debts, including:
- Credit card debt
- Medical Debt
- IRS Debts / Tax Debt
- Home foreclosures
- Wage garnishments
Loan Modifications and other Non-Bankruptcy Debt Relief Alternatives
Bankruptcy isn’t always the right solution for you
In some cases, we may find that neither bankruptcy options are the best choice. As such, we can suggest an appropriate bankruptcy alternative. Under certain circumstances, you may be able to obtain a loan modification or another form of non-bankruptcy debt relief. A loan modification can involve…
- Lower your monthly payments
- Give you additional time to repay
- Reduce or remove your interest rate
- Waive any late fees or other penalties
- Reduce your principal
Whether you qualify for loan modification depends on a variety of factors. In any case, we can help discover your options to see if a loan modification is the best course of action. If a loan modification is not in your best interests, we will help you navigate the bankruptcy process.
Why Choose Nevada Bankruptcy Attorneys?
Helping Good People Through Bad Times
We understand that everyone’s financial situation is different. That’s why we make it a priority for you to meet with an experienced bankruptcy attorney to discuss your legal options.
We know that you may be going through a difficult time, so we strive to make things as easy as possible by offering a free consultation.
Contact Our Las Vegas Bankruptcy Lawyers for Immediate Assistance
Are you looking for affordable bankruptcy support in Las Vegas NV? At Nevada Bankruptcy Attorneys, our Las Vegas bankruptcy lawyers are highly-skilled, solution-focused advocates for everyday people just like you. We help people eliminate debt and stop creditor harassment to give our clients the peace of mind and clean financial slate they deserve. Contact our law office today for a free case evaluation by an experienced bankruptcy lawyer.
Consumer bankruptcy laws exist for your benefit.
We’ll help you take advantage of them TODAY!
Why Choose Us
01 Proven Track Record
For the past 21 years, Nevada Bankruptcy Attorneys has helped over 10,000 people across Nevada with everything from debt relief and bankruptcy to consumer protection matters and business bankruptcy law.
02 Accessible and Personable
You can call our Las Vegas law firm seven days a week, and you will be able to speak to a Las Vegas Bankruptcy Attorney anytime about your case.
03 Experienced Las Vegas Bankruptcy Attorneys
When choosing a Las Vegas bankruptcy lawyer to represent you in your matter, Nevada Bankruptcy Attorneys have an impeccable track record of successful litigation. We will fight relentlessly to get you the best possible outcome for your unique situation.
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FAQs – Frequently Asked Questions
How long does bankruptcy filing take in Las Vegas, Nevada?
The time taken for Bankruptcy Depends on the Chapter that You have CHOSEN to File Under.
The length of time taken for a bankruptcy case in Nevada is highly dependent on the bankruptcy chapter that you’ve selected to align with your personal circumstances.
For example, the most common bankruptcy chapter filed in Las Vegas, NV, is Chapter 7 and executing this type of bankruptcy generally takes 90 – 120 days from start to finish. Once this period has elapsed, you should receive a discharge notice representing a final order advising that your debt has been wiped and the bankruptcy case has now been completed.
However, if you elect to file a Chapter 13 bankruptcy, the process may take between 3-5 years. The time difference is based upon Chapter 13 bankruptcy representing a payment plan that involves ongoing monthly payments made by you to the bankruptcy court.
The specific length required to finalize your Chapter 13 bankruptcy is highly variable depending on your personal circumstances, including current income and debt levels. Discuss your unique situation with one of our Las Vegas bankruptcy lawyers during your initial consultation with our law firm. We will help you understand how long a Chapter 13 bankruptcy filing will take to finalize and the level of payments you will be required to make to the bankruptcy court.
How much does a bankruptcy lawyer cost in Nevada?
The cost for Bankruptcy lawyers is highly variable depending on your financial situation and the chapter selected for your bankruptcy filing
At Nevada Bankruptcy Attorneys, we pride ourselves on our individual approach to solving our client’s financial problems. To ensure that we provide you with the most accurate cost estimate possible, we need to discuss your circumstances during a free consultation. Once we understand your situation, we can provide you with a transparent assessment of our legal costs and the end-to-end bankruptcy process.
Which bankruptcy chapter is best in Nevada?
The Bankruptcy chapter that you select will be different for each individual based on your financial affairs, including income and debt levels
The bankruptcy chapter filing we recommend for each client is different, and we consider a broad range of factors before making the right decision. We don’t consider either chapter 13 or chapter 7 to be better in their own right. Instead, each chapter can be advantageous for different individuals if it aligns with their personal situation and financial challenges. Talk to the Las Vegas bankruptcy attorneys that care about your financial future today with a free consultation.
Can you help anyone with bankruptcy advice?
Our law office can assist anyone in Nevada with top-tier bankruptcy advice for every situation
We can help you, regardless of how dire you believe your financial situation currently appears. Also, we’ve likely seen a very similar situation to yours recently.
Often we meet clients that believe they have already exhausted all of the legal options available to them when attempting to manage overwhelming debt. We understand the burden of high debt and how constant harassment from creditors can affect your life every minute of the day. Our law firm can provide expert advice on every available option for your financial situation. We can deliver options you may not have even considered and provide you with a comprehensive pathway to a fresh start. Rest assured that our team will do everything within our power to help you to become debt free and to protect your credit report.
Do you offer free same day consultations?
Our law office offers free consultations and we will do everything possible to see you as soon as possible
Our legal team of Las Vegas bankruptcy experts understands the pressure financial troubles can cause and how this negatively affects your well-being. We appreciate that once you decide to pursue bankruptcy as a course of action, you want to talk to a professional immediately. Our lawyers offer free consultations, and we will make an appointment that aligns with your schedule as soon as possible once you reach out. Leverage our significant bankruptcy law experience to ensure that you receive the best advice to overcome debt, increase your disposable income, and become financially free.